European Payment Processing alternatives to Stripe, PayPal, Braintree

    European payment service providers

    Process payments with European providers that understand the EU regulatory landscape. These payment platforms offer seamless checkout experiences, strong fraud protection, and full compliance with European financial regulations.

    Last verified: May 27, 2026

    Mollie⭐ Top Pick
    4.1(1,827)via Trustpilot

    Dutch payment service provider focused on simplicity and transparency.

    🇳🇱 NetherlandsReplaces Stripe / PayPalFrom 0.25€ + 1.8%
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    1.4(320)via Trustpilot

    Dutch global payment platform used by major enterprises.

    🇳🇱 NetherlandsReplaces Stripe / BraintreeInterchange + fee
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    3.8(3,816)via Trustpilot

    Berlin-based payment solution focused on small businesses and card readers.

    🇩🇪 GermanyReplaces Square / iZettleFrom 1.69% per transaction
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    Frequently asked questions

    What are the best European alternatives to Stripe, PayPal, Braintree?

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    EuroShift lists 3 European payment processing tools that are GDPR-compliant, hosted in the EU or Switzerland and reviewed on data sovereignty, encryption and pricing.

    Are European payment processing tools GDPR-compliant?

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    Yes. Every payment processing provider in this directory stores data within the EU or Switzerland and operates under GDPR, with no US Cloud Act exposure.

    Are European payment processing alternatives more expensive?

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    Usually not. Most European payment processing providers are priced comparably to their US counterparts, and several offer a free tier or lower entry pricing.

    Is my data safe from the US Cloud Act?

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    Providers headquartered in the EU or Switzerland with EU-only hosting fall outside US jurisdiction, so the Cloud Act and FISA 702 do not apply to your data.

    How difficult is it to migrate from Stripe, PayPal, Braintree?

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    Most European payment processing providers offer import tools, data export in open formats and migration support, so a switch usually takes days rather than weeks.

    How we verify this information

    EuroShift checks every provider on company headquarters, hosting location, GDPR status, pricing and public Trustpilot ratings. Listings are reviewed regularly and updated when a provider changes its terms, hosting or pricing.

    Compiled and reviewed by the EuroShift editorial team

    Expert migration support

    Need help migrating to European tech?

    Our specialists guide businesses through every step of the transition — from selecting the right tools to a smooth migration.

    Related EU SaaS categories

    Other GDPR-compliant European alternatives often combined with Payment Processing.